Business Analyst-Risk Management

Short Description

Position in question is in the ICS Individual Customer Management & Global Collection Decision Science team based out of Gurgaon. The candidate will work on development and enhancement of Customer Credit Risk/collection models and driving the next round of modeling enhancements.

Job Description

Specific Responsibilities Include

  • Developing and enhancing existing CDSS/TSR/Payment Return/Collection Models by leveraging best-in-class modeling techniques
  • Application of Machine Learning techniques to complement existing conventional prediction framework
  • Periodic Tracking and Performance Monitoring of models and conducting case reviews
  • Partnering with other Teams to develop System Capabilities and other predictive logic(s) that will help in more optimal downstream decisioning


  • Master's degree in a quantitative discipline with a strong aptitude to work in a modeling/analytical role
  • Past experience in developing Risk or Acquisition models
  • Ability to integrate information from different sources in a coherent manner and interpret data to bring out key trends & identify opportunity areas
  • Strong verbal, written and interpersonal communication skills
  • Experience in SAS programming/expertise in Machine Learning techniques

Business Analyst - Risk Management
Associate Banking Full-time Business Development Business Analyst
American Express is a global service company, providing customers with exceptional access to products, insights and experiences that enrich lives and build business success.

Each day, American Express makes it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services. An engine of commerce, American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, we help our customers realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care. We enable our customers to do and achieve more.