In our last post, we started using Data Science for Credit Risk Modeling by analyzing loan data from Lending Club.Source: HOB
In general explanation, data science is nothing more than using advanced statistical and machine learning techniques to solve various problems using data and Data Analysis. Yet, it's easier to just dive into applying some fancy machine learning algorithms -and Voila! You got the predictionâ??-â??without first understanding the data.Source: HOB
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